Bank of Ireland Life

Bank-distributed pensions

Founded

1986

Parent

Bank of Ireland Group

Assets under management

€18bn+

Regulated by

Central Bank of Ireland

About Bank of Ireland Life

Bank of Ireland Life is the bank's own life assurance and pensions subsidiary, distributed primarily through the bank's branch network and telephone channel. Its LifeStyle fund range (Balanced, Growth) covers the mainstream multi-asset space. Note that New Ireland, also part of BOI Group, is the broker-distributed sister provider.

Strengths

Branch-based distribution makes it easy to set up a pension if you already bank with BOI.
LifeStyle Balanced has a long, stable track record at mid risk levels.

Watch-outs

1.15% AMC across the LifeStyle range is at the higher end of the Irish market.
Bank-channel advice can be more product-focused than broker advice; always get the Key Information Document before signing up.
If you want lower charges, consider New Ireland's Passive IFML range — same group, substantially lower AMC.

Flagship funds

Bank of Ireland Life funds we track

Illustrative data — always consult the latest provider factsheet before making an investment decision.

Fund	Type	Risk	AMC	5yr p.a.	10yr p.a.	Size
LifeStyle Balanced	Pension	Risk 4/7	1.15%	+7.2%	+6.8%	€2100m
LifeStyle Growth	Pension	Risk 5/7	1.15%	+8.4%	+7.9%	€1400m

Compare Bank of Ireland Life against every other Irish provider.

Pull all 23 funds into a single filterable table — sort by charge, performance or risk.

Compare all funds →